Chapter 13 Can Bring Mortgage Relief
If you've fallen behind on your mortgage payments, don't assume that your only option is to lose your home to foreclosure. There are several other choices to explore, including seeking a mortgage modification through a Chapter 13 bankruptcy. It can be a viable way to maintain ownership of your home, bring your debts back under control and move forward with your life.
Filing Chapter 13 bankruptcy in Brevard County requires a skilled attorney who understands the intricacies of bankruptcy law. At Harper Ogden, our attorneys have all the experience you will need to work through the process. We'll review your case with you, discuss all your options and recommend the best course of action for you. Whether it's filing Chapter 13 or working out some other form of mortgage modification, our goal is to ensure that you are able to remain in your home.
One of the main benefits of filing Chapter 13 bankruptcy in Brevard County is that it immediately stops all foreclosure actions, as well as collection activities by all your creditors. This will mean you'll no longer receive threatening letters or harassing phone calls. Our attorneys will go to work on your behalf to create a mortgage modification that you can afford, as well as work out a repayment plan for your other debts, in order to get your mortgage to a payment you can afford.
In a Chapter 13, the bank will be accountable to a Federal Judge. Our team will take the time to explain the process to you, so you'll know what to expect and how your finances and credit will be affected. We want you to come out of this feeling good about your future.
Don't wait until your home falls into foreclosure. Call us today at (321) 614-6442 to discuss your options. You can also visit our website, www.lawfirm4u.com, for more information. We'll help you find a way to keep your home and get your payments down to an affordable level. While it can be complicated and lengthy, our team will stand by you every step of the way. Take the first step toward a new beginning by calling us today.